Mortgage
Yes, You Can
Can we give you some real talk? We know that some people simply cannot turn to the bank for a mortgage. If you are someone who can, fantastic! That’s what they are there for; a bank can provide you with that “one size fits all” mortgage. However, where do the rest of us go for a mortgage? Those of us with low income, no credit, perhaps a bankruptcy in the past? Maybe you have no verifiable income, poor credit or can’t afford a 20% down payment on a home due to some temporary financial circumstance. Let’s face it. Life doesn’t always come in neat little packages and for those folks? There is Home Reliance Capital and we know there is a lot more to life than your credit score.
The mortgage process is hard. It’s scary. It’s intimidating. We know this because like you, we are homeowners in New York, too. We have been through the process personally and professionally, and sometimes, it feels like you are never going to receive that coveted approval. With 20 years in the mortgage business, we have figured out the “secret sauce” to getting you pre-approved and into the home of your dreams. We are here to make it easier for you to navigate the process and find the home loan program that will best fit your specific needs.
At HR Capital we pride ourselves in finding the solutions that work best for your specific financial needs. We provide you with the knowledge and tools you need to be a fully educated consumer. We open the vault to the variety of loan programs we have access to and an enormous, established network of lenders we have relationships with. We have access to conforming, non-conforming, fixed, adjustable, FHA And VA loan programs. Whether you’re planning to purchase or refinance a primary home, secondary home or investment property, HR Capital is ready to help you achieve those goals. Our motto is “Yes, You Can” and we don’t stop until we find a way.
“Big or small, we finance it all!”