Rely on Home Reliance
for all your mortgage needs.

Can we give you some real talk?
 We know that some people simply cannot turn to the bank for a mortgage. If you are someone who can, fantastic! That’s what they are there for; a bank can provide you with that “one size fits all” mortgage.  However, where do the rest of us go for a mortgage?  Those of us with low income, no credit, perhaps a bankruptcy in the past?  Maybe you have no verifiable income, poor credit or can’t afford a 20% down payment on a home due to some temporary financial circumstance. Let’s face it. Life doesn’t always come in neat little packages and for those folks?  There is Home Reliance Capital and we know there is a lot more to life than your credit score… Continue reading.


We specialize in residential mortgage financing and commercial mortgage financing as well as purchase and refinance options. As federally and state licensed loan consultants, HomeReliance Capital is able to provide various loan programs to fit your specific needs. We will make it easier for you to understand how the process works and assist you in determining what you can afford and the mortgage amount you qualify for.

At HR Capital we pride ourselves in finding solutions teach Individual clients financial needs. By providing you with the knowledge of the variety of loan programs we have access to and the established network of lenders that we have relationships with.

Ready to get started? We Are! Apply Now


We are here to satisfy your mortgage needs and treat each client like family. Contact us so that one of our experienced loan officers can answer your questions, guide you through the process, and get you that much closer to the property of your dreams.

Our highly ethical standards, expertise and our many tailor made options, give you the results you want as quickly and cost effectively as possible. Contact the most experienced members of The HR Capital Team.

Michael Stack Executive Director NMLS #50412
John Simonelli Director Of Operations NMLS #50434
Christian Siefert Loan Officer NMLS# 1096402​
Ariana Janelis Senior Processor


The level of professionalism, knowledge, respect and interest was supurb. Christopher Stabile and his staff were amazing. They all worked very hard to put a smile on my face. I have highly recommended him. He was very detailed and super informative.


Michael at Home Reliance Capital could not have been better. The process from start to finish was one of the best experiences I ever had. I recommend HRC to all my friends and family. You need a loan, go to Home Reliance Capital, THE BEST IN THE BUSINESS!


The lender was extremely knowledgeable and even more importantly he took the time to explain the process to me. He was with me throughout the entire process and there to answer my questions.
Home Reliance is the perfect name for this company. You can rely on them to get you into your home. From the beginning, John was there for me. His expertise and knowledge of the mortgage business made this otherwise stressful experience a pleasant one. The office staff are extremely professional and always at the ready to answer any questions and make sure that the process goes smoothly. I feel fortunate to have chosen Home Reliance. I am grateful for their honesty and work ethic. As a testament to their ability to get the job done, I not only got my first mortgage through them, I refinanced with them as well. If you are looking for a mortgage company, look no further.


145 Marcus Blvd Suite 4
Hauppauge, NY 11788

Tel: 631.676.3162

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